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The latest bank deposit and loan interest rate table in 2016_The latest bank deposit and loan benchmark interest rate table The latest bank interest rate in 2016, the latest bank deposit and loan interest rate adjustment, the bank information port was informed: The bank decided to reduce the financial institution currency from October 24, 2015. Loan and deposit benchmark interest rates to further reduce corporate financing costs. Among them, the one-year lending benchmark interest rate of financial institutions was lowered by 0.25 percentage points to 4.35%; the one-year deposit benchmark interest rate was lowered by 0.25 percentage points to 1.5%. The bank decided to reduce the financial institution's loan and deposit benchmark interest rates from October 24, 2015 to further reduce social financing costs. Among them, the one-year lending benchmark interest rate of financial institutions was lowered by 0.25 percentage points to 4.35%; the one-year deposit benchmark interest rate was lowered by 0.25 percentage points to 1.5%; the benchmark interest rates of other grades of loans and deposits, and the bank's interest rate on financial institutions were adjusted accordingly; The interest rate of individual housing provident fund loans remains unchanged. At the same time, the commercial banks and cooperative financial institutions will no longer set a floating ceiling for deposit interest rates, and will promptly improve the market formation and regulation mechanism of interest rates, strengthen the central bank's regulation, supervision and guidance on the interest rate system, and improve the efficiency of monetary policy transmission. Since the same day, the financial institution deposit reserve ratio has been lowered by 0.5 percentage points in order to maintain a reasonable and sufficient liquidity in the banking system and to guide the steady and moderate growth of money and credit. At the same time, in order to increase financial support for “three rural” and small and micro enterprises, the financial institutions that meet the standards will reduce the deposit reserve ratio by 0.5 percentage points. The other benchmark loans and deposit benchmark interest rates, personal housing provident fund deposit and loan interest rates were adjusted accordingly. (This interest rate is the latest bank interest rate in 2016, the new benchmark interest rate for bank deposit loans)

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