If you work for half a year, can you borrow a car to buy a c
After graduating, Xiao Zhang went directly to a foreign company and his monthly salary was also optimistic. Xiao Zhang always wanted to have a car, but it was unrealistic to buy a car in full. So, he wanted to borrow a car to buy a car, but he just worked for six months, can he borrow a car to buy a car? Under normal circumstances, the applicant must have a stable job and the bank will require the applicant to have a stable working life in the current working unit for half a year, and there will be continuous bank card flow for nearly half a year, and the credit record is good to handle the car loan. Therefore, just working for half a year is a loan to buy a car. Individuals who want to borrow a car can go to a local bank and can also find a local auto finance company. When the bank goes to the bank to buy a car, the bank's requirements will be higher. In addition to requiring the applicant to work for half a year, there will be continuous bank card flow for nearly half a year. Many banks will require the applicant to have a certain asset certificate in the local area to apply for a car loan. . If there is no proof of assets in the local area, it is not very good to apply for a loan at a local bank to buy a car. However, if the auto finance company is going to borrow a car to buy a car, there is no need to worry about whether there is a real estate in the local area, because the threshold for applying for a car loan in an auto financing company is relatively low, and there is no clear requirement for the applicant’s assets. The applicant currently has a stable job and has sufficient down payment. There are continuous bank cards in the past six months. If you have the ability to repay, you can apply for a loan to buy a car. Therefore, just half a year after working, I can borrow a car to buy a car. In addition, if the borrower finds a non-bank lending institution to apply for a loan to buy a car, it is also necessary to pay attention to the fact that the non-bank lending institution has a slightly higher car loan fee, and it is very necessary to make a repayment plan in advance.