The cultivation of habits is very important. From living habits, healthy eating habits, to financial habits, it is closely related to your life. Keeping 5 good habits of wealth management, wealth naturally comes knocking, 100,000 to 1 million can easily be achieved.
1. Monthly mandatory savings.
When paying a monthly salary, the financial planner recommends taking 15-20% for forced savings.
2. Daily accounting.
Keep your daily accounts and write down your daily expenses. It will help you to know your personal or family expenses and expenses, and effectively avoid unnecessary waste of individuals or families, and you can make a lot of money.
3. Only one credit card is left.
Although the credit card has brought us convenience, holding a number of credit cards is not necessarily a good thing. The opportunities and desires to spend money are even greater, and the debt will increase. In addition, you have to learn to control blind shopping, usually only bring some cash to go shopping, do not bring a credit card.
4. Extend the service life of the item.
Usually, clothes, shoes, bags, etc., how to maintain, and strive to extend their service life, this will also help you a lot of money.
5. Save the accidental wealth.
If you send a bonus at the end of the year, you will need to save the money, save for retirement or put the money on an investment project.