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Insured heavy illness insurance coverage is pay attention to

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Insured for critical illness insurance coverage is important. In addition to adapting to your financial affordability, the trick to purchasing major illness insurance is to understand the medical expenses that are required after the current serious illness. According to recent statistics, the cost of treatment for major diseases ranges from 70,000 to 80,000, and more than 100,000 or even higher. Therefore, it is appropriate to choose a coverage of 100,000 to 300,000 for a major disease quota. White-collar workers can decide their critical illness purchase amount based on their own situation. For example, if you are 5000, then the critical illness insurance amount can be set to about 5 times of the year, which is 250,000 to 300,000. Lai Junliang believes. Of course, every three or five years, the insured can also open their own insurance policies to see if it is necessary to add or adjust the amount of insurance, and make some appropriate adjustments based on changes in family members and economic conditions. Major disease name treatment costs cancer (malignant tumor) 100,000 ~ 300,000 chronic renal failure dialysis 400 / times, 1 ~ 2 times / week, kidney replacement 150,000 ~ 300,000 myocardial infarction early detection treatment 50,000, vascular recanalization Surgery 100,000 stroke stroke sequelae 80,000 to 200,000, severe burns and skin rejuvenation, complete cure requires more than 200,000 coronary artery surgery, a bridge more than 50,000, an average of 75,000 瘫痪 treatment, hospitalization, nursing costs average 500 / day


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