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Dubang Medical Accident Insurance Introduction

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DuPont Medical Accident Insurance Introduction Coverage If you are hospitalized in a hospital designated or approved by the company, you can insure the company to become the insured of this insurance. Insurance liability During the period of validity of this contract insurance liability, the company bears the following insurance liabilities: 1. Death insurance liability The insured person suffers from accidental injury during the hospitalization treatment at a hospital designated or approved by the company and has occurred since the accident. If the company dies within 180 days from the date, the company will pay the accidental injury death benefit according to the accidental injury death insurance amount, and the insurance liability will be terminated. Before the accidental death benefit is paid, if the insured has received the accidental disability insurance, the company will deduct the accidental disability insurance premium from the accidental death benefit paid. 2. Disability insurance liability The insured person suffers an accidental accident during hospitalization at a hospital designated or recognized by the company, and within one hundred and eighty days from the date of the accidental accident, the body is disabled due to the accident. The company pays accidental disability insurance according to the provisions of the personal insurance disability level and the insurance payment ratio table (hereinafter referred to as the scale table). If the insured still needs to continue treatment, the company will identify the disabled according to the physical condition of the insured on the 180th day, and pay the accidental disability insurance accordingly. If the insured person causes more than one physical disability due to the same accidental accident, the company shall pay the sum of the insurance benefits of the disability items in the scale. If different disability projects belong to the same hand or the same foot, the company will only pay the higher accidental disability insurance premium. If the degree of physical disability of the insured is not stated in the scale, the company pays disability insurance with reference to similar disability items in the scale. If the degree of physical disability of the insured is lower than the seventh level of disability in the scale, the company does not assume liability for insurance benefits. The company's liability for disability insurance benefits to the same insured person is limited to the amount of insurance agreed in this contract. If the accidental disability insurance premium paid by the company reaches the insured amount, the insurance liability is terminated. III. Responsibility for medical accident insurance If the insured suffers a medical accident when receiving hospitalization at a hospital designated or approved by the company, the company shall pay the medical accident level confirmed by the expert appraisal group organized by the medical association responsible for organizing the medical accident technical appraisal work. The corresponding medical accident insurance premium, the insurance liability is terminated. During the insurance period, the contract is completed from the insured, and the company agrees, collects the insurance premium and issues the insurance policy until the end of the insured's hospitalization and the discharge procedure. At the expiration of the insurance period of this contract, the insured can apply to the company for continuous insurance coverage. After the company approves and approves, the insured will apply for the continuous insurance, and re-determine the rate and collect the insurance premium according to the risk nature of the insured at the time of continuous insurance. .

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